JOINT VENTURES AND FINANCING – INTERNATIONAL AND USA

SELECT COMMERCIAL REAL ESTATE - FINANCIAL INSTRUMENTS – MONETIZATION -

Benefit from this experienced collaborative private investment source and take advantage of market opportunities, commercial project development, value-added commercial property repositioning. Commercial real estate lending, equity, joint ventures. Buy-Sell and purchase order financing. Monetize virtually any financial instrument with a fully non-recourse loan. Lease SBLCs. Resolve significant financial issues. International projects as well as in the USA – US$ or €. US$5million minimum – no maximum.

Sterling Commercial Capital provides Joint Venture, Partnership and Debt Collateral Financing for value-added transactions, involving almost anything, nationwide and international, minimum $5 million, provided the collateral is:
  • Lawful
  • Can be securitized.
  • Has a liquidation value of not less than Five Million United States Dollars/Euros   (US$5,000,000 or €5,000,000.)
  • Acquisition, investment, refinance, expansion, start-up, buy/sell, restructuring, conversions, adaptive re-use, along with enhanced value or value-added.
  • Joint Venture/partnership investment financing as well as conventional short-term debt financing
  • Joint venture/partner shares/ratios, returns and loan interest rates are transaction-dependent and cannot be predefined.
  • Either Recourse or Non-Recourse financing
  • Transactions can be carried out in either US Dollars or Euros, and closed in the USA in Europe or Hong

The collateral:

  • Automobiles, trucks, aircraft, ships, yachts, and
  • Heavy
  • Oil or gas wells /
  • Virtually any type of securities, Notes, lawsuits, settlements, tax credits and any credit-worthy legal
  • Purchase Order financing including factoring.
  • Import and export – buying or selling –
  • Financing of any credit-worthy
  • Gold, silver, copper, nickel, platinum, and diamonds – traded (NOT still in the ground.) (No gemstones, no rubies, no sapphires.)
  • Select commercial real estate – ask about our Bridge Loan Program that is specifically for Commercial Real Estate

We also provide SBLC/LC/BG, POF, via SWIFTs, as required, with this Program.

MONETIZE FINANCIAL INSTRUMENTS AND OTHER COLLATERAL
Secure a non-recourse, one-year renewable loan, using virtually any financial instrument – one that is routinely traded in the marketplace – and thereby has a value that can be determined.
  • Letter of Credit
  • Standby Letter of Credit
  • Bank Guarantee
  • Notes (including short term – medium term – long term)
  • Certificate of Deposit
  • Treasury Bills
  • Stocks
  • Corporate and Government Bonds
  • Bearer Instruments
  • Bank Drafts
  • Cashier’s Checks
  • Trusts
  • Bank Accounts
  • Loan Agreements
  • Defaulted Mortgages/Loans
  • Collector’s Banknotes
  • Financial Certificates
  • Cryptocurrencies
  • Gold
  • Silver
  • Diamonds
  • Nickel
  • Nickel-wire
  • Copper (Publicly traded commodities only).
Sterling Commercial Capital processes transactions in-house:

We represent fully funded financial resources, exclusively. Our strengths include decades of experience in virtually every facet with the business of financial instruments, monetization, and financial services as well as commercial real estate. With efficient capital allocation, rigorous transaction analysis, creative transaction structuring, along with timely execution – world-wide.

After proposed transaction evaluation, we issue transaction terms and conditions. After acceptance, we issue our formal Letter of Intent or Term Sheet for acceptance and execution. After more due diligence, we issue our Master Loan Agreement or Loan Commitment. These are final loan documents, subject only to final due diligence which is carried out by our bankers.

Financial instrument inspection and verification is carried out exclusively banker-to-banker, involving confidential bank-to-bank communications. For real estate, we secure market reports by our brokers.

When all reports are satisfactory, we open a special purpose bank account for the transaction, and close on the loan. Appropriately 45 days are required from acceptance of Master Loan Agreement / Loan Commitment to closing the transaction.

We are experts in the commercial mortgage financing business​
About Brian Opert, Managing Member
We are experts acquiring and restructuring discounted Notes and Mortgages (often called DPO transaction)
Brokers Are A Core Resource For Our Business
About Sterling Commercial Capital, L.L.C.

We are experts in the commercial mortgage financing business

We run a discreet, competitive, relationship-driven and provide highly customized solutions, speed of execution, reasonable fee structures, and a collaborative approach.

  • Acquisition 
  • Refinancing
  • Cash-out refinancing
  • Completion of construction
  • Substantial renovations
  • Tenant fit-up
  • Debt-buy down
  • Partnership buy-out
  • Foreclosure avoidance
  • Bankruptcy discharge
  • Paying off defaulted mortgage loans (DPO)
  • Debtor-in-Possession Financing (DIP)

We are experts acquiring and restructuring discounted Notes and Mortgages (often called DPO transaction)

In the event that a commercial property owner’s Note goes into default, or if an existing lender offers to sell a property owner’s Note to their borrower, particularly if there is a discount, (often due to a bank failure or property default), on behalf of the client, we negotiate with that lender to secure the best price and the best timing for this Note acquisition. We carry this out on a consulting basis. We then restructure the existing discounted Note with a new short-term non-recourse bridge loan, which we also provide. Thereby, we take advantage of the additional equity in the transaction, which also benefits the borrower, while also resolving the financial issues affecting the real estate. In our experience, for a lender to agree to sell the Note on beneficial terms, we have to negotiate the transaction (not the existing borrower), contract for the purchase, and close quickly, and without any contingencies. Our experience has demonstrated that the borrower can seldom accomplish this on their own. This is a win for the borrower, who is no longer facing foreclosure and has additional project equity; a win for the bank, that has a problem loan off its books; and a win for Sterling, as we close more loans with conservative loan to value ratios for otherwise viable properties.

We run a discreet, competitive, relationship-driven and provide highly customized solutions, speed of execution, reasonable fee structures, and a collaborative approach.

About Sterling Commercial Capital, L.L.C.

Sterling Commercial Capital is a private, direct lender, with the financial resources necessary to fund transactions from $5 million to virtually any amount for select transactions that satisfy our conditions.

Commercial real estate bridge lending has been the cornerstone of Sterling Commercial Capital. As a consequence of the savings and loan crisis of the late 1980’s, working closely with the Resolution Trust Corp (RTC), the FDIC, the Office of Thrift Supervision, the Federal Home Loan Bank Board, and as a court appointed Receiver, we consulted with the impacted borrowers, and, at their behest, purchased their Notes on their behalf. These borrowers then required short term financing to buy back the Notes, and by doing so, successfully extricated their properties from this nationwide financial debacle.

Formally organized in 1999, Sterling Commercial Capital has funded and closed well in excess of $1 Billion in short term loans, venture capital and joint venture investments among several hundred commercial properties, a variety of businesses, as well as using financial instruments, Nationwide and Europe, during the past 30 years.

  • Our pricing is competitive, even for challenging transactions
  • Our responses are prompt
  • Our decision-making is rapid
  • Our closings are timely
  • Our loans may require no personal recourse
  • Our loans, collateralized by financial instruments, may not require repayment

We run a discreet, competitive, relationship-driven enterprise, and provide highly customized solutions, speed of execution, competitive fee structures, and a collaborative approach.

About Brian Opert, Managing Member

As Chief Executive Officer of Sterling Commercial Capitala limited liability company organized in Delaware, USA, Brian A. Opert, has more than 40 years’ experience in organizing joint venture financing, virtually all aspects of commercial and multifamily investment real estate, and monetizing financial instruments. Beginning in 1970, Opert was employed by the City of Boston’s low rent housing agency in various executive positions, and subsequently “loaned” to State government, to which he was then appointed by the Governor of the Commonwealth of Massachusetts as the director of the State’s 40,000-unit low rent housing department.

Since leaving public service, Opert has been a commercial real estate developer, commercial property owner, concrete house builder, and the senior executive handling retail and commercial leasing, sales and commercial property management throughout the Northeast United States, including tens of thousands of multifamily units; millions of square feet of office including trophy-headquarters-quality and general office; and millions of square feet of retail, both suburban and downtown.

As a developer with a major New York City construction management firm, Opert has also been on the borrower side of the table, successfully securing over $200 million in equity, construction, interim and permanent financing, from private as well as institutional sources.

After the worldwide financial debacle in 1990, Opert’s next focus was as a commercial mortgage broker, targeting borrowers seeking crisis-based, short term, commercial real estate financing.

As a result, in 1999, Opert launched Sterling Commercial Capital, LLC, closing a variety of commercial loans nationwide for about 30 years.

Opert holds a Bachelors’ degree as well as a Masters’ degree. Opert has been an adjunct professor, faculty member and lecturer at several colleges and universities including Boston Architectural College, Harvard School of Design, Boston College, University of Massachusetts at Boston, as well as Tulane and Southern University at New Orleans; a lecturer and panel member dealing with commercial real estate and financing at local and national conferences; as well as a publishing many articles detailing with “how-to” for the commercial mortgage finance business. Rather than offering a quick “no”, Opert enjoys supporting brokers and intermediaries securing financing for their various projects, Nationwide and Internationally.

Brokers Are A Core Resource For Our Business

Sterling Commercial Capital welcomes Mortgage Brokers’ and other intermediaries’ submissions of commercial mortgage loan transactions. We rely on the Broker’s strong borrower relationship and expect that all submitted transactions are controlled by the Broker. (An exclusive is not required). There is no “broker package” nor forms that are required. The Broker can reside and/or do business anywhere in the world. A Broker does not need to be previously registered, nor previously affiliated with Sterling Commercial Capital in any way in order to submit a file..

We offer our no-cost initial transaction review and evaluation, and price the deal based on the information that is provided. Our turn-around time is usually 24 hours from the receipt of a basic file.

 

We do not price any transaction on the phone. We reply via email with possible pricing and offer all other possible options at that time.

Elsewhere on this site is our Document Submission Checklist. If the Broker cannot secure the significant documents for a submission, the broker really does not control the transaction.

For Sterling Commercial Capital, this special Broker relationship is a two-way street.

In recognition of a loan submission received from any Mortgage Broker or other recognized intermediary, Sterling Commercial Capital protects brokers, and based on a fee agreement with the client, and pay brokers or intermediaries out of loan proceeds at closing.

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From time to time, Sterling Commercial Capital issues new loan programs, program pricing and updates, news releases and other announcements, which are sent directly to all registered Brokers, keeping Brokers current. Our Privacy policy is included elsewhere on this site.

Register with Sterling Commercial Capital today by adding your email address by using the link below.

Published Articles

Testimonials

Sterling Commercial Capital closed a large commercial construction in the amount of $10,500,000 in only 7 days for my company. I looked for funding on this transaction for a long time before I got recommended to Sterling Commercial Capital. Their expedient effort and professionalism helped save this deal and made this acquisition successful.

Financial Partners President In-House Land Development

Sterling Commercial Capital has funded my raw land commercial projects located in Arizona several times in a short time with different types of private investors who understand the structuring of complex acquisitions and cash out refinances. I have worked with several lenders over a long period of time with decent results, but Sterling Commercial Capital is a one stop shop for all of my needs and I feel very good knowing the job will always get done.

Land Transactions President Destiny Opportunities

Both Brian Opert and Sterling Commercial have always been a source of good and reliable commercial mortgage product. It's always a pleasure to work with Brian because of the level of professionalism he brings to every deal. Aryeh Friedman

Wide Range of Financial Products Romspen Investment Corporation

For many years, I represented Brian and Sterling Commercial Capital LLC and closed numerous loans. Brian is the consummate profession loan officer and originator. Brian knows the good deal from the bad ones and is meticulous in the preparation of his loan request and in preparing the borrower and lender for closing the transaction.

Closing Attorney Theodore Fichtenholtz, Esq.

The banking world is filled with passionless empty suits. If that is what you are looking for steer clear of Brian Opert... He is a man of tremendous, passion, enthusiasm and tenacity focused on one thing: executing the best possible business deal for his clients and partners. David Repka

The Best Possible Business Deal Bison Financial Group

I wanted to take some time to thank you and everyone at Sterling Commercial Capital for the great job that your company did in bringing the funds together for the Entertainment Acquisition and Construction loan project. As you know I specialize in entertainment projects and was extremely impressed with everything your company did, from beginning to end. This type of loan was difficult in that there were many parcels and investors involved, requiring a special attention to each detail. Throughout the process your whole company used common sense underwriting and put a huge deal of effort into the process it takes to make sure this loan would close quick. Please let the whole team know especially to Sterling Commercial Capital, that I appreciate all the help I had received in putting the funds together for this transaction. Usually, in this business I feel as if I am working all alone to get a loan closed; however, Sterling Commercial Capital kept reassuring me and keeping me informed all the way of the loan status. This deal meant everything to my company and myself.

Challenging Property Types CEO – The Woodbridge Company

I have been working with Sterling Commercial Capital for only one year and already I have funded over $70 Million dollars in projects located nationwide. Sterling Commercial Capital made sure I was paid on every single transaction that I closed with them. I am a broker so having this type of Sterling Commercial Capital source is crucial to my companies success. I recommend Sterling Commercial Capital to any borrower or broker that is looking for quick funding on difficult transactions.

Brokers Commissions are Protected Broker and President Hardmoney

It is with great pleasure to offer my comments regarding Brian Opert. Brian is a trustworthy and honest industry professional. I come across many people in the commercial financial field, but none better than Brian.

Lenders Conferences Leonard Rosen

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