Documentation

All loans are full documentation - the transaction, the borrowers/principals and the real estate.
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Documentation

All loans are full documentation - the transaction, the borrowers/principals and the real estate.
/

Documentation

All loans are full documentation - the transaction, the borrowers/principals and the real estate.
/

Welcome To Sterling Commercial Capital

Sterling Commercial Capital is a nationwide commercial real estate mortgage banker. We offer wholesale first mortgage commercial loans as a direct lender. We also have the flexibility to tailor the right loan product for the borrower, as a correspondent or agent, through our established Investor network.
 
We offer conventional long term non-recourse financing - for quality borrowers with quality, stabilized, income producing, commercial properties, as well as HUD insured, FHA and Student housing loans, beginning at $4 million. US only.
 
We offer conventional long term full recourse financing - with a wide range of stabilized, income producing, commercial properties of many types, beginning at $1 million. US only.
 
We offer construction financing - conventional and private money - full recourse- for a wide range of commercial properties, beginning at $5 million - US and Overseas too.
 
We offer short term flexible private money construction financing - with a wide range of stabilized, income producing, commercial properties of many types, from $1 million to $3 million. Up to 100%. Requires 3 guarantors with personal credit of 700 or greater; 5 guarantors results in 100% financing. US only.
 
We target hard-to-finance transactions – loans which are unable to be secured from conventional lenders due to problems with the real estate, problems with the borrower or principals of borrower, problems with the transaction itself, or any combination. These include owner-occupied, single tenant as well as most multi tenant commercial properties, multifamily, hotels, self storage and special purpose. Non and full personal recourse. Beginning at $2 million. US only.

We do NOT make the following types of loans:

Single family - owner or investor purchase, refi, or construction (1 to 4 units is a SFH deal.)

Stated and low doc loans

Present Market Volatility...

Due to present market volatility, programs change from day to day. Please contact us via email about your transaction to ensure the program is still available, or if more recent programs or terms apply.

Our strength...

Our strength is in structuring transactions so they qualify not only for our loan programs, but also become eligible for appropriate conventional long term financing at the end of our specially tailored loans.