Sterling Commercial Capital is a nationwide commercial real estate mortgage banker. We offer wholesale first mortgage commercial loans as a direct lender.  We also have the flexibility to locate and tailor the right loan product for the borrower, as a correspondent or agent, through our  Investor network.

We offer conventional long term financing - full recourse, for quality borrowers with quality properties.

We also target hard-to-finance transactions – loans which are unable to be secured from conventional lenders due to problems with the real estate, problems with the borrower or principals of borrower, problems with the transaction itself, or any combination. These include owner-occupied, single tenant as well as most multi tenant commercial properties, multifamily, hotels, self storage and special purpose. All full personal recourse.

We welcome the following:

• Debt buy-downs
• Completion of construction
• BK discharge/avoidance
• Foreclosures
• Loan/REO Portfolio financing

We do NOT make the following types of loans:

• Single family or other residential home loans.
• Construction loans
• Development loans
• Infrastructure loans
• Stated and low doc loans

Our strength is in structuring transactions so they qualify not only for our loan programs, but also become eligible for appropriate conventional long term financing at the end of our specially tailored loans.

Due to present market volatility, programs change from day to day. Please contact us about your transaction to ensure the program is still available, or if more recent programs or terms apply. Emails are best to make your inquiries or for loan submissions.